Single mothers solely bear the responsibilities of the family and being the individual bread earner poses a huge financial burden on them. With insufficient earnings and meager savings, it’s impossible to make both ends meet, eventually leading to debts and lack of funds. The U.S. government offers federal grants for single mothers that facilitate in dealing with the monetary crisis, meet the daily expenses and help families to stand back on feet.
Also Read: How to Apply For Single Mother Grants Online-Steps to Your Free Money
The federal government offers a list of cash assistance and grant programs for single moms. Let’s have a look at them.
Housing Grants for Single Mothers
A well secured and permanent housing is essential for single mothers but the rental bills, mortgage, and loans can be exorbitantly high to afford with insufficient funds. Housing grants are disbursed to needy single mothers that enable in availing basic housing amenities, compensating for rents or loans, avoiding homelessness or evictions and offering children a well-protected dwelling. The housing federal grants for single mothers are:
• HUD Rental Programs
• Section 8 Housing Choice Voucher Program
• USDA Rural Development
• Housing Preservation Grants
• Transitional Housing Program
• Community Development Block Grant Program
Utility Grants for Single Mothers
Utility and weatherization services are an essential need for every household but for single mothers with low-income levels paying off the bills can be daunting.
For a safe and secure living, the utility services are extremely necessary, hence, government grants are offered that ensure discounted rates, free grant services and compensations for families facing an economic crisis. Grants are:
• The Weatherization Assistance Program
• Low Income Home Energy Assistance Program (LIHEAP)
• Home Energy Assistance Program (HEAP)
• LIHEAP Crisis Program
• Utility Company Benefit Programs
Medical Grants for Single Mothers
Bearing the medical expenditure can be daunting for single mothers with minimal income levels. Medical needs are indispensable but the expenses of doctor visits, medicines, lab tests or hospitals can pinch the pockets. Federal grants for single mothers are available that help compensating the bills and provide free or discounted medical offers for improved health services. Medical grants for single moms are:
• Health and Human Services (HHS) Department of United States
• Health Resources and Services Administration (HRSA)
• Medicaid and Medicare
• Maternal and Child Health Services Block Grant
• Pregnant Women Support Act
Day Care Grants for Single Mothers
Single mothers often need to spend long hours outside the home either in college to pursue education or in offices to earn for the family. Safe and secure day care services are hence essential for the care of their children but that can be expensive. Daycare grants are given to single mothers that offer free money or discounted offers to compensate for the child care services. Federal grants for day care includes:
• Head Start and early Head Start
• Child and Dependent Care Credit
• Child Care Aware® Of America
• Child Care and Development Block Grant (CCDBG)
• Child Care Subsidy program
Emergency Cash Grants for Single Mothers
Single mothers, being the only earning member, often face financial loss due to family burden and limited earnings. In times of crisis situations inadequate funds can be intimidating hence federal grants are offered to monetarily assist in emergency situations. Assistance programs, free money and insurance services are granted by the U.S. government. Single mothers can seek federal grants like:
• Unemployment Insurance Coverage
• WIC (Women, Infants, and Children)
• Temporary Assistance for Needy Families
• Emergency Monetary Assistance
If you are economically distressed apply for the federal grants for single mothers and get monetary assistance.
Are There Any Programs To Help Single Moms Buy a House?
The Federal Housing Administration (FHA) loans are federally insured and relatively easy to qualify. They're especially popular with first-time home buyers - single or not. Some key benefits include a low 3.5% down payment, flexible credit requirements, and low monthly mortgage insurance.
What State Helps Single Moms The Most?
New Jersey is the best state for single parents to raise children, according to a new study. Florida, Mississippi, Alabama, and the surrounding southern states have the least amount of support and financial security for single parents.